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This HyperArticle™ is appropriate for all Commercial Lines brokers.
It first appeared in BC Broker magazine in October 2017
and was refreshed in November 2024.

Overview

This HyperArticle™ explains the complexities of workplace law and the vital role of Employment Practices Liability (EPL) insurance. You’ll discover that EPL policies are essential risk-management tools for businesses, addressing issues like wrongful termination, discrimination, and harassment. Crucially, EPL often covers defence costs, which can be significant. To effectively advise your commercial clients, particularly small to mid-sized companies, this article gives you a solid grasp of both workplace law and EPL specifics to help mitigate costly employment claims and bridge coverage gaps.

When you’re ready, please go to the first content section…

 

Click here to read this HyperArticle™ in the BC Broker magazine:

 

Optional – Additional Resources

Federal: By law, the Canadian Human Rights Commission must look at every discrimination complaint that it receives. The Commission can dismiss the complaint, refer it to an alternative dispute resolution mechanism, or investigate it. Employment-related issues comprise the largest share of complaints received. Driving Change: The Canadian Human Rights Commission’s 2023 Annual Report to Parliament. 

Provincial: Employment-related complaints are also a major portion of the allegations made to the B.C. Human Rights Commission. The provincial Human Rights Code prohibits 15 grounds of discrimination: physical disability, mental disability, sex (including sexual harassment and pregnancy), race, place of origin, colour, ancestry, age (19 and over), family status, marital status, religion, sexual orientation, political belief, unrelated criminal conviction and lawful source of income. BC Human Rights Tribunal Reports

Alexander Holburn webinar: Tips for Prosecuting and Defending Claims Through the Court and Arbitration Processes

Course Content

The Challenges of Workplace Law
Employment Contracts
Statutes Guiding the Employment Relationship
EPL Policies – What’s Typically Covered
What’s Typically Not Covered
EPL Policy Case Study
Employment Practices Liability
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