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This HyperArticle™ is only appropriate for all insurance brokers.
It appeared in BC Broker magazine in October 2021.

Overview

“Over the centuries, building codes have evolved from regulations stemming from tragic experiences to standards designed to prevent them.” 
Insurance Institute for Business & Home Safety (IBHS)

This HyperArticle™ explains the importance of building codes in Canada, particularly the BC Building Code, and their direct relationship with insurance. You’ll learn how national and provincial codes are developed and enforced, the significance of local government variations, and the impact of climate change on future codes. Crucially, you’ll understand the need for “bylaw coverage” to address increased rebuilding costs due to updated codes after a loss, and the implications of non-conforming uses.

When you’re ready, please go to the first content section…

Course Content

Introduction
The National Code
The BC Building Code
Local Governments
Materials Standards
Resilience in Building Codes
Compliance Over Time
Constructive Total Losses
Non-Conforming Uses
The Value and Impact of Building Codes
BC Modifications to the National Construction Codes
Valuation Definitions
Meet the Codes – Building Codes and Insurance
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